Terms of Service

1. Acceptance of Terms

By accessing and using Reward Rupay ("the Website"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the Website.

2. Nature of the Website

Reward Rupay is a read-only informational website that aggregates, summarises, and presents publicly available information about credit card products, rewards programmes, launches, and offers from banks and financial institutions operating in India. All articles published on this Website are summaries of information sourced from official bank websites, press releases, and other publicly available sources.

3. Disclaimer of Financial Advice

The content on this Website does not constitute financial, investment, or professional advice. We are not a financial advisor, bank, or credit card issuer. The information provided is for general informational purposes only. Always verify details directly with the respective bank or financial institution before making any financial decisions.

4. Accuracy of Information

While we strive to ensure the accuracy and timeliness of all information presented, we make no warranties or representations regarding the completeness, accuracy, or reliability of the content. Credit card offers, rewards structures, and terms are subject to change by the issuing banks at any time without prior notice. We recommend visiting the official source links provided in each article for the most current information.

5. Intellectual Property

The original summaries, analysis, and presentation of information on this Website are the intellectual property of Reward Rupay. All trademarks, logos, brand names, and product names mentioned belong to their respective owners. We acknowledge all third-party intellectual property rights.

6. Third-Party Links and Sources

Our articles contain links to official bank websites and other external sources as references. These links are provided for your convenience and reference. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

7. Limitation of Liability

To the fullest extent permitted by applicable Indian law, Reward Rupay and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the Website
• Any errors, inaccuracies, or omissions in the content
• Any financial decisions made based on information presented on the Website
• Any unauthorised access to or alteration of the Website

8. User Conduct

You agree not to:

• Scrape, crawl, or use automated means to access the Website without permission
• Attempt to interfere with the proper functioning of the Website
• Use the Website for any unlawful purpose
• Reproduce or redistribute the content without attribution

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Website after changes are posted constitutes acceptance of the modified terms.

10. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and applicable consumer protection laws. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in India.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

12. Contact

If you have any questions regarding these Terms of Service, please contact us through the information provided on our Website.