Privacy Policy

1. Introduction

Welcome to Reward Rupay ("we", "our", or "us"). This Privacy Policy explains how we collect, use, and protect information when you visit our website. Reward Rupay is a read-only informational website that aggregates and summarises publicly available credit card news and updates from Indian banks and financial institutions.

2. Information We Collect

As a read-only informational website, we collect minimal data:

• Log Data: Our servers automatically collect standard log information including your IP address, browser type, referring/exit pages, and timestamps. This is standard practice for all websites.
• Cookies: We use essential cookies only for theme preferences (light/dark mode). We do not use advertising or tracking cookies.
• Newsletter: If you voluntarily subscribe to our newsletter, we collect your email address solely for sending updates.

3. How We Use Your Information

We use the collected information solely for:

• Operating and maintaining the website
• Improving user experience and website performance
• Sending newsletter updates (only if you have subscribed)
• Analysing website traffic and usage patterns in aggregate

4. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share aggregated, non-personally identifiable information for analytics purposes.

5. Data Security

We implement reasonable security measures to protect any information collected. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Third-Party Links

Our articles may contain links to official bank websites and other external sources. We are not responsible for the privacy practices of these external websites. We encourage you to review their privacy policies.

7. Children's Privacy

Our website is not directed at individuals under the age of 18. We do not knowingly collect personal information from children.

8. Your Rights Under Indian Law

Under the Digital Personal Data Protection Act, 2023 (DPDPA), you have the right to:

• Access your personal data held by us
• Request correction or erasure of your personal data
• Withdraw consent for data processing
• File a complaint with the Data Protection Board of India

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.

10. Contact Us

If you have any questions about this Privacy Policy, please reach out to us through the contact information provided on our website.

11. Governing Law

This Privacy Policy is governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.