American Express has increased the annual Taj Hotels statement credit on the American Express Platinum Card from ₹10,000 to ₹15,000. The new hotel credit is available annually, and the card’s art-themed design will also be available on renewal. The annual fee remains ₹60,000 plus GST, while Centurion Lounge access and Fine Hotels + Resorts benefits remain unchanged. This is a clear rewards enhancement for existing and renewing cardholders, not a fee change.
The value jump is significant because the Taj credit now delivers ₹5,000 more in annual hotel value without any increase in the card fee. For cardholders who regularly stay at Taj properties or use Taj dining and hospitality services, the revised credit can materially improve the card’s effective return. The art-themed card design is a cosmetic renewal feature, but it is still relevant for users who care about premium presentation and card refreshes on renewal.
The card remains most attractive to existing American Express Platinum Card customers who can use the Taj credit every year and also extract value from Centurion Lounge access and FHR benefits. Compared with SBI Elite, which is cutting lounge access, and Axis Magnus, which is increasing fees for new applicants, Amex Platinum is making a targeted improvement to a key benefit while holding the annual fee steady. The downside is that the annual fee is still very high at ₹60,000 plus GST, so the card only works if the holder can realistically use the hotel credit and premium travel perks.
There is no separate enrollment requirement mentioned for the Taj credit; cardholders should check the renewal cycle and ensure the benefit is available on their account as per American Express’s terms. Since the new art-themed design is tied to renewal, existing cardholders should expect the updated card only when their current card is renewed or reissued. Before relying on the ₹15,000 credit, users should confirm eligible Taj properties, booking channels, and any minimum spend or redemption conditions. Prospective applicants should compare the card against HDFC Infinia and Axis Magnus if their priority is travel value, but for Taj-heavy users this change is a clear net positive.