American Express has upgraded the Amex Platinum Card with a new hotel credit: cardholders will now receive a ₹15,000 annual statement credit at Taj Hotels, up from ₹10,000. The card also gets a new art-themed design on renewal. The annual fee remains ₹60,000 plus GST, while Centurion Lounge access and Fine Hotels + Resorts benefits remain unchanged. This is a targeted rewards enhancement for a super-premium card rather than a fee change or a broad benefit overhaul.
The increase from ₹10,000 to ₹15,000 means an extra ₹5,000 of annual hotel value at Taj properties, which is a meaningful uplift for frequent luxury travelers. Because the benefit is a statement credit, the value is straightforward and easy to quantify. The rest of the card’s premium proposition remains intact: the annual fee is still ₹60,000 plus GST, and flagship travel perks such as Centurion Lounge access and FHR are unchanged. The new design is cosmetic, but it signals a refresh on renewal for existing cardholders.
The most obvious beneficiaries are existing Amex Platinum cardholders who already stay at Taj Hotels, as well as new applicants who can extract full value from the credit. Compared with HDFC Infinia, Axis Magnus, and SBI Aurum, the Platinum Card remains one of the most premium options in India, but the high annual fee means the card only makes sense for users who can fully use the hotel credit and the broader travel ecosystem. The change is net positive because the fee stays flat while the hotel credit rises by ₹5,000.
No separate enrollment is mentioned in the scraped data, so cardholders should expect the Taj credit to be part of the card benefits rather than an opt-in promotion. Existing users should check whether the updated statement credit applies automatically at renewal or from a specific billing cycle. New applicants should confirm the eligible Taj properties and any minimum billing requirements before applying through the official American Express page. Since the card sits at a ₹60,000 plus GST annual fee, maximizing the Taj credit is essential to justify ownership.